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To Fix or Not To Fix

The rush to cut fixed rates on home loans is increasing with more lenders joining the race. If you have never considered fixing the rate on your mortgage, now is probably a good time to look at your options. In recent times many borrowers have opted for the shorter terms 1 to 3 years to give themselves flexibility by not having to wait so long to switch back to variable. But now, with bank competition hotting up in this space, longer terms e.g. 5 years, are comparable with variable rates.

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