As a mortgage broker I am hearing a lot from young couples who are struggling to get into their first home. They say things like: “It is so hard to save a deposit for a house these days” “We may [...]

From time to time I hear people say things like “I am paying $450 per week rent and because interest rates are so low at the moment, the repayments on a $390,000 home loan are about $445 per [...]

One of the country’s most successful property mogul’s, John McGrath, said in a recent article in The Courier Mail there is only one place to be buying real estate – South East Queensland – in [...]

The stage is set for good credit history to finally be rewarded. Up to now lenders could only see a customer’s negative credit history eg bankruptcies, defaults plus any credit applications [...]

Tips for cleaning up your credit history Pay bills on time: you can improve your credit record by using credit more often and paying the bills on time, so that the on-time payments outweigh any [...]

Just as a coin has two sides – heads and tails – there are two sides to a home loan application. The two key things banks are looking for when considering a finance application are deposit and [...]

There is some confusion amongst home buyers on the topic of mortgage insurance for a property loan. Here are some simple tips: It is generally payable where the borrower has less than a 20% [...]

Low interest rates are likely to continue for a while yet as the Reserve Bank waits to see how Australia’s current economic challenges play out. In the minutes of its board meeting earlier this [...]

The rush to cut fixed rates on home loans is increasing with more lenders joining the race. If you have never considered fixing the rate on your mortgage, now is probably a good time to look at [...]